Our advisors are independent professionals who have built their clientele on a strong foundation of one-on-one relationships. Worldsource Financial Management advisors work with each individual client to understand personal financial goals, develop sound financial strategies and create a plan to obtain results. Plans are created to meet investor needs whether those needs call for capital appreciation, income or both. Many advisors are insurance professionals and are certified financial planners or hold a similar designation.

Mutual Fund Dealership

Today, over 800 independent mutual fund advisors channel mutual fund transactions through our dealership, Worldsource Financial Management Inc.

A mutual fund dealer is a company that provides the trading compliance and administration of mutual fund transactions. Regulations require that all mutual fund purchases be provided through a mutual fund dealer. We have a compliance team on staff to deal with all regulators and the major fund companies to ensure that transactions and services provided are compliant with the regulations of these governing bodies.

However, as we continue to set the highest ethical standards for ourselves, operating with confidentiality and integrity, we offer more than just compliance. Worldsource Financial Management provides proactive training, operations and sales support, technically advanced business management and planning tools to benefit both advisors and investors. As well, mutual fund advisors have access to a full suite of securities through Worldsource Securities.

Mortgages

About Us

Lavinra Joseph Mortgage Broker
Email Direct: 604.468.0815 Phone: 604.468.0888 Fax: 604.468.0887

Commonwealth Mortgage Corporation is an independent mortgage brokerage agency founded in Northern British Columbia. It is Northern BC’s premier mortgage brokerage agency. With branches in Coquitlam and Vancouver, in addition to our head office in Prince George, we are a locally owned and operated brokerage agency dedicated to helping you obtain exceptional mortgage financing.

Why Use a Mortgage Broker?

Taking out a mortgage is one of the most important financial decisions you will ever make, yet most people spend more time researching and shopping for their new TV or great pair of shoes than they do their mortgage. For the average person, finding the time to educate themselves on the ins and outs of the mortgage world is far to time consuming; they end up at their local bank branch ready to accept whatever the bank is willing to give. Working with a broker takes the pressure off of you and puts it on us! A mortgage consultant will shop the industry on your behalf to find the best rate and terms for your personal situation. A mortgage consultant takes just one application and one credit bureau. Something that many people don’t realize is that every time a lender does a credit bureau inquiry, it affects your credit rating. When the average consumer seeks a Mortgage they may visit or call multiple lenders in an effort to secure the best rate. Each time one of these lenders pulls a credit bureau on the borrower in an effort to qualify them, the borrowers Beacon score drops. The Beacon score is a system used by the Chartered Banks and Credit Unions to score the credit worthiness of potential borrowers. In some cases, multiple inquiries may actually drop a qualified applicant below the required scoring threshold to qualify for the exact Mortgage that the borrower is simply pursuing the best rate for. A mortgage consultant can be a source of information; and because a mortgage consultant is not affiliated with any one particular lender, we can give you completely unbiased options to choose from.

So why use a broker? Your time is valuable. Brokers have established relationships with all types of lenders. By using a broker you can rest assured that you are getting the best deal possible. At Commonwealth, we pride ourselves in providing British Columbians with the finest mortgage brokerage services available. Our Residential Mortgage Service will ensure you pay the lowest rate and receive the most favorable terms available. All with no fees or hidden charges.